Easter egg hunts are sooooo much fun when you’re a kid…oh, the thrill of racing to scoop ‘em up. But hunting to find a big enough nest egg to afford retirement? Not so much fun. In fact, it can be downright discouraging or depressing. If you don’t want to scramble later for financial independence, consider some simple…
money values
12 Secrets To Find Your Path For Family Wealth
Most of us don’t make one big financial decision that makes us (or our bank accounts) a success or failure. Instead, it’s those daily decisions on spending that put us on the path to success. Don’t know exactly where you want to go? This list of financial secrets is a great roadmap! …because…
Do you think like a millionaire?
Quick Facts about Saving, Investing and Entrepreneurship… Turns out, a lot of wealthy men and women think alike, at least in some key areas. Several common personality traits are revealed in the Annual Insights on Wealth and Worth survey from U.S. Trust. This is the largest study that surveys Americans with high net-worth, who are…
Are You the Bank ATM for Your Kids?
We’re coming upon the biggest retail season of the year…with plenty of opportunities for kids to get “the gimmes.” If you’re feeling like your kids’ ATM and dispensing cash for entertainment, snacks, gifts or trinkets, why not use those “Dad, can I have…” moments for mini-money lessons? Handing over money for the “want of the day,” maybe…
Taking the Plunge if I’m Scared to Invest
Is there an ideal time to invest? Is the stock market ever not volatile? Naturally peppered with daily economic and political events around the globe, the market seems to zigzag more like a jackrabbit than plod along like a tortoise. Yet looking back over the last 200 years, the stock market ups and downs made a slow, steady climb upward. It…
The lemonade stand: Entrepreneurial Skills in Kids
If your kids beg to start a lemonade stand this summer, don’t take it lightly. Consider how your encouragement may kickstart an interest in entrepreneurship for these biz wiz kids! Parents and family members can help cultivate entrepreneurial skills in kids early on. Though a small business may be highly profitable, it likely doesn’t employ a…
The Generosity Gene – Teaching Kids About Giving
Your kids don’t wake up one day and say, “Now we’ll be philanthropic.” While family philanthropy may include an endowment, event sponsorship, or major gift to an organization, it’s usually not a one-time shot. Rather, it’s a work-in-progress. The genetics of generosity begin when a young family is under one roof and may not have…
How one little Habit Saves $45,000…Really!
Chances are, it’s not one major financial decision you make in your lifetime that will seal your future. It’s about the small choices you make everyday. Those everyday choices become habits. Habits become a lifestyle…a lifestyle to which you become accustom easily. I’d like to share a true story about a friend of mine who just retired….
7 Reasons to be a Habitual Saver
The power of saving is underestimated today. True, several years of dismal interest rates on savings accounts has caused many consumers to ignore the benefits of learning to be a saver. Even some who regularly socked away something have abandoned their steady savings habit. We’re thinking….what’s the point? But whether you are a student or retiree,…
Slow and Steady Wins the Investing Race
“When will the market settle down and be right for me to invest in some stocks?” my young nephew recently lamented. Is there an ideal time to invest? Is the stock market ever not volatile? Naturally peppered with daily economic and political events around the globe, the market seems to zigzag more like a jackrabbit than plod along like a tortoise….