We’re coming upon the biggest retail season of the year…with plenty of opportunities for kids to get “the gimmes.” If you’re feeling like your kids’ ATM and dispensing cash for entertainment, snacks, gifts or trinkets, why not use those “Dad, can I have…” moments for mini-money lessons? Handing over money for the “want of the day,” maybe…
Managing Money
Student Debt: Then and Now
Students of all ages are heading back to the classroom. Whether your student is starting grade school or off to college, are you thinking about student debt for college? Has student debt changed all that much in the last 40 years? Many are horrified at the amount of student debt burdening college grads today– it’s…
Save your family money: how to make a simple family budget
Are you trying to save your family money? Are you helping a student understand what it means to create a family budget, or become more savvy with personal finance? Read on for access to our easy budget download – it’s great for personal use and classrooms. Budgeting doesn’t sound like fun? It really isn’t. But…
How one little Habit Saves $45,000…Really!
Chances are, it’s not one major financial decision you make in your lifetime that will seal your future. It’s about the small choices you make everyday. Those everyday choices become habits. Habits become a lifestyle…a lifestyle to which you become accustom easily. I’d like to share a true story about a friend of mine who just retired….
7 Reasons to be a Habitual Saver
The power of saving is underestimated today. True, several years of dismal interest rates on savings accounts has caused many consumers to ignore the benefits of learning to be a saver. Even some who regularly socked away something have abandoned their steady savings habit. We’re thinking….what’s the point? But whether you are a student or retiree,…