You don’t have to sing the blues with holiday spending this December, and you don’t have to go into debt. How do you keep Christmas spending from causing stress, and actually save money Christmas shopping? Yes, saving in December is possible! Make a goal for yourself – keep your financial planning on track, clean up…
Managing Money
Teach Kids to be Smart Shoppers During Holidays
Holiday shopping creates the perfect learning moment if you want to teach kids to be smart shoppers and that buying decisions should involve time to think and evaluate. That’s why it’s called holiday shopping and not spending. Here are 7 timely tips to help you develop kids into smart shoppers: 1) Follow Santa’s lead: Make a list and check…
Financial Organization “how to” for the best year ever
One year ends, another begins…you’re annoyed (but ignoring) all the year-end statements cluttering your kitchen counter This is the perfect time to get started with your financial organization. But perhaps procrastination is holding you back, or maybe you just don’t know where to start? It’s not always easy. Getting financially organized sounds so simple….take a…
7 Common Triggers and how to stop fighting about money
It’s no secret…many couples fight about money. But if you can avoid these seven common money mistakes, you’ll give your family a fighting chance with finances. Get on the same page with the people you love most – and decide how to stop fighting about money! Common Triggers and how to stop fighting about money…
Organizing finances: Save or shred?
Not sure what to file-and-save or what to toss when you’re staring at that stack of financial statements and receipts for last year? As your financial files start to bulge, you might want to know what you need to actually keep and what can be shredded (yes, don’t just toss but shred everything that contains…
7 Ways to Help Kids Save Money
Parents often ask me how they can help kids save money (adult kids and grandkids too) rather than spend it all. That would be a million-dollar answer – literally! Saving is really hard today. Whether you aim to save a million or just add some extra to your monthly credits, it’s never easy. Learning to save…
Wasting Money? These sneaky expenses might be stealing your savings.
Are you wasting money? How can you save your family money for the things you really want? (Like that family trip to Disney World, the new kitchen countertops, or that fab pair of boots for the season…oh, how we love boot season…and Disney World…aaaaand so many things.) At some point, we have all wasted money…
How to save on Back-to-School shopping
It’s back-to-school time! How exciting…and expensive. Parents will spend an average of almost $700/household, according to a 2018 National Retail Federation survey. For retailers it’s a shopping bonanza – the second largest retail season, ranking right behind Black Friday to Christmas. For parents, it can be a nightmare of frustrating supply lists, out-of-stock signs and…
Need a mini money makeover? Here’s how to do it
It’s hard to stay on top of money management day to day, month to month, year to year. And nothing says disorganized better than that pile of financial paperwork overflowing your inbox, right? Procrastinating is easier – until it costs you when you forget to transfer money, lose a bill or need to find…
What do you know about your benefits?
Are you underestimating the power of saving? Unfortunately several years of crappy interest rates on savings accounts has caused many of us to ignore the benefits of learning to be a saver. Even some who regularly socked away a little something have abandoned their steady savings habit. What’s the point, with no rewards…right? Why not…